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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,613 | $185,856+40.8% | $170,028+53.9% | $139,456+87.6% |
| Participation rate | 91.7% | 87.8%+3.9pp | 87.0%+4.7pp | 80.3%+11.3pp |
| Annual return | 15.15% | 60.52%-45.4pp | 53.39%-38.2pp | 373.45%-358.3pp |
| Employer contribution / active EE | $10,977 | $7,593+44.6% | $6,788+61.7% | $4,753+131.0% |
| Participant deferral / active EE | $10,407 | $11,623-10.5% | $10,4090% | $6,711+55.1% |
| Admin fee / account holder | $4,074 | $15,387-73.5% | $12,820-68.2% | $11,407-64.3% |