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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,864 | $135,645-24.9% | $110,243-7.6% | $135,379-24.8% |
| Participation rate | 75.0% | 83.5%-8.5pp | 79.8%-4.8pp | 82.6%-7.6pp |
| Annual return | 1.00% | 513.24%-512.2pp | 314.76%-313.8pp | 519.79%-518.8pp |
| Employer contribution / active EE | $5,002 | $4,907+1.9% | $3,827+30.7% | $4,779+4.7% |
| Participant deferral / active EE | $12,134 | $5,507+120.3% | $4,672+159.7% | $5,609+116.3% |
| Admin fee / account holder | $9,180 | $11,458-19.9% | $8,548+7.4% | $10,828-15.2% |