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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,602 | $185,225-86.2% | $142,898-82.1% | $167,536-84.7% |
| Participation rate | 21.4% | 78.5%-57.0pp | 72.0%-50.5pp | 82.1%-60.7pp |
| Annual return | 14.19% | 8558.12%-8543.9pp | 5639.64%-5625.4pp | 478.82%-464.6pp |
| Employer contribution / active EE | $716 | $5,607-87.2% | $4,146-82.7% | $4,839-85.2% |
| Participant deferral / active EE | $1,074 | $4,496-76.1% | $3,838-72.0% | $6,342-83.1% |
| Admin fee / account holder | $5,821 | $8,032-27.5% | $6,560-11.3% | $12,315-52.7% |