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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,094 | $176,402-86.9% | $134,162-82.8% | $158,982-85.5% |
| Participation rate | 21.4% | 78.7%-57.3pp | 72.2%-50.8pp | 82.0%-60.5pp |
| Annual return | 6.38% | 63.66%-57.3pp | 36.35%-30.0pp | 302.99%-296.6pp |
| Employer contribution / active EE | $753 | $5,042-85.1% | $3,705-79.7% | $4,763-84.2% |
| Participant deferral / active EE | $1,107 | $4,093-72.9% | $3,500-68.4% | $5,983-81.5% |
| Admin fee / account holder | $11,798 | $8,719+35.3% | $6,685+76.5% | $11,252+4.9% |