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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,678 | $176,077-41.7% | $159,455-35.6% | $167,518-38.7% |
| Participation rate | 73.3% | 84.9%-11.6pp | 82.8%-9.5pp | 82.1%-8.8pp |
| Annual return | 12.64% | 331.83%-319.2pp | 263.63%-251.0pp | 478.71%-466.1pp |
| Employer contribution / active EE | $6,748 | $5,298+27.4% | $4,830+39.7% | $4,838+39.5% |
| Participant deferral / active EE | $4,068 | $7,751-47.5% | $7,353-44.7% | $6,342-35.9% |
| Admin fee / account holder | $1,065 | $12,556-91.5% | $10,800-90.1% | $12,312-91.4% |