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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,458 | $167,352-68.7% | $143,788-63.5% | $134,509-61.0% |
| Participation rate | 66.7% | 84.8%-18.1pp | 80.3%-13.6pp | 81.2%-14.6pp |
| Annual return | -17.68% | 0.47%-18.2pp | -0.03%-17.7pp | 418.13%-435.8pp |
| Employer contribution / active EE | $0 | $5,620-100.0% | $4,952-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $15,568 | $6,447+141.5% | $5,638+176.1% | $6,400+143.2% |
| Admin fee / account holder | $650 | $18,091-96.4% | $14,675-95.6% | $11,427-94.3% |