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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,561 | $114,119-63.6% | $107,187-61.2% | $138,895-70.1% |
| Participation rate | 61.1% | 78.1%-17.0pp | 75.0%-13.9pp | 79.9%-18.8pp |
| Annual return | 19.66% | 273.21%-253.5pp | 204.55%-184.9pp | 145.39%-125.7pp |
| Employer contribution / active EE | $1,848 | $4,059-54.5% | $3,782-51.1% | $4,194-55.9% |
| Participant deferral / active EE | $3,407 | $5,538-38.5% | $5,096-33.1% | $6,396-46.7% |
| Admin fee / account holder | $350 | $10,024-96.5% | $9,162-96.2% | $12,562-97.2% |