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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,109 | $226,105+42.0% | $182,540+75.9% | $152,897+110.0% |
| Participation rate | 29.4% | 82.5%-53.1pp | 78.0%-48.6pp | 82.5%-53.0pp |
| Annual return | 30.23% | 192.58%-162.3pp | 148.58%-118.3pp | 345.43%-315.2pp |
| Employer contribution / active EE | $1,512 | $4,978-69.6% | $4,076-62.9% | $4,764-68.3% |
| Participant deferral / active EE | $3,026 | $6,370-52.5% | $5,525-45.2% | $5,851-48.3% |
| Admin fee / account holder | $0 | $10,706-100.0% | $8,593-100.0% | $11,599-100.0% |