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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,563 | $78,013+291.7% | $178,449+71.2% | $80,911+277.7% |
| Participation rate | 81.4% | 65.7%+15.7pp | 77.1%+4.3pp | 67.6%+13.8pp |
| Annual return | 17.17% | 18.07%-0.9pp | 27.09%-9.9pp | 35.63%-18.5pp |
| Employer contribution / active EE | $3,470 | $2,287+51.7% | $3,951-12.2% | $2,756+25.9% |
| Participant deferral / active EE | $10,539 | $4,408+139.1% | $6,277+67.9% | $4,297+145.2% |
| Admin fee / account holder | $17,502 | $7,166+144.2% | $10,362+68.9% | $6,935+152.4% |