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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,866 | $70,684+295.9% | $169,390+65.2% | $75,173+272.3% |
| Participation rate | 85.3% | 64.8%+20.5pp | 77.2%+8.2pp | 67.2%+18.1pp |
| Annual return | 22.02% | 36.38%-14.4pp | 406.07%-384.0pp | 160.72%-138.7pp |
| Employer contribution / active EE | $4,015 | $2,211+81.6% | $4,013+0.1% | $2,671+50.3% |
| Participant deferral / active EE | $13,059 | $4,310+203.0% | $6,222+109.9% | $4,126+216.5% |
| Admin fee / account holder | $3,001 | $5,404-44.5% | $9,015-66.7% | $5,651-46.9% |