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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,563 | $78,027+291.6% | $178,528+71.2% | $80,925+277.6% |
| Participation rate | 81.4% | 65.7%+15.8pp | 77.1%+4.3pp | 67.7%+13.8pp |
| Annual return | 17.17% | 18.09%-0.9pp | 27.11%-9.9pp | 35.65%-18.5pp |
| Employer contribution / active EE | $3,470 | $2,281+52.1% | $3,950-12.2% | $2,756+25.9% |
| Participant deferral / active EE | $10,539 | $4,408+139.1% | $6,278+67.9% | $4,299+145.2% |
| Admin fee / account holder | $17,502 | $7,168+144.2% | $10,419+68.0% | $6,940+152.2% |