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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,563 | $78,015+291.7% | $178,505+71.2% | $80,959+277.4% |
| Participation rate | 81.4% | 65.7%+15.8pp | 77.1%+4.3pp | 67.7%+13.8pp |
| Annual return | 17.17% | 18.10%-0.9pp | 27.16%-10.0pp | 35.67%-18.5pp |
| Employer contribution / active EE | $3,470 | $2,281+52.1% | $3,955-12.3% | $2,757+25.9% |
| Participant deferral / active EE | $10,539 | $4,406+139.2% | $6,280+67.8% | $4,300+145.1% |
| Admin fee / account holder | $17,502 | $7,160+144.4% | $10,428+67.8% | $6,925+152.7% |