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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,680 | $57,352-16.9% | $83,830-43.1% | $64,173-25.7% |
| Participation rate | 52.5% | 68.6%-16.1pp | 76.1%-23.6pp | 69.6%-17.1pp |
| Annual return | -0.92% | 11.38%-12.3pp | 850.97%-851.9pp | 7.63%-8.6pp |
| Employer contribution / active EE | $2,457 | $2,546-3.5% | $3,631-32.3% | $2,381+3.2% |
| Participant deferral / active EE | $4,262 | $2,993+42.4% | $4,082+4.4% | $3,470+22.8% |
| Admin fee / account holder | $2,248 | $4,046-44.4% | $5,479-59.0% | $4,887-54.0% |