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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,323 | $98,776-35.9% | $149,745-57.7% | $79,856-20.7% |
| Participation rate | 69.3% | 75.8%-6.5pp | 82.5%-13.1pp | 69.6%-0.3pp |
| Annual return | 16.24% | 27.38%-11.1pp | 276.72%-260.5pp | 31.71%-15.5pp |
| Employer contribution / active EE | $2,152 | $3,217-33.1% | $4,646-53.7% | $2,471-12.9% |
| Participant deferral / active EE | $7,287 | $5,681+28.3% | $6,843+6.5% | $3,741+94.8% |
| Admin fee / account holder | $3,749 | $6,053-38.1% | $9,312-59.7% | $5,306-29.4% |