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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,587 | $85,766-45.7% | $136,298-65.8% | $70,126-33.6% |
| Participation rate | 42.9% | 74.2%-31.3pp | 81.9%-39.1pp | 69.5%-26.7pp |
| Annual return | 15.43% | 31.46%-16.0pp | 5156.27%-5140.8pp | 73.15%-57.7pp |
| Employer contribution / active EE | $1,444 | $2,966-51.3% | $4,696-69.2% | $2,343-38.4% |
| Participant deferral / active EE | $4,008 | $5,051-20.7% | $6,247-35.8% | $3,332+20.3% |
| Admin fee / account holder | $5,005 | $5,421-7.7% | $9,244-45.9% | $4,645+7.7% |