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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,996 | $162,785-70.5% | $133,959-64.2% | $158,950-69.8% |
| Participation rate | 69.2% | 83.2%-14.0pp | 79.8%-10.6pp | 82.0%-12.7pp |
| Annual return | 14.23% | 41.94%-27.7pp | 45.09%-30.9pp | 302.91%-288.7pp |
| Employer contribution / active EE | $4,022 | $4,975-19.2% | $3,919+2.6% | $4,762-15.5% |
| Participant deferral / active EE | $4,022 | $5,910-32.0% | $5,047-20.3% | $5,983-32.8% |
| Admin fee / account holder | $380 | $11,738-96.8% | $8,928-95.7% | $11,248-96.6% |