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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,214 | $176,786-2.0% | $146,643+18.1% | $167,536+3.4% |
| Participation rate | 90.0% | 83.6%+6.4pp | 80.1%+9.9pp | 82.1%+7.9pp |
| Annual return | 8.75% | 24.04%-15.3pp | 22.75%-14.0pp | 478.82%-470.1pp |
| Employer contribution / active EE | $4,327 | $5,161-16.2% | $4,137+4.6% | $4,839-10.6% |
| Participant deferral / active EE | $8,826 | $6,440+37.0% | $5,506+60.3% | $6,342+39.2% |
| Admin fee / account holder | $5,448 | $13,262-58.9% | $10,280-47.0% | $12,315-55.8% |