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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,758 | $138,075+160.6% | $123,552+191.2% | $135,379+165.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -7.62% | 153.70%-161.3pp | 119.20%-126.8pp | 519.79%-527.4pp |
| Employer contribution / active EE | $13,494 | $5,152+161.9% | $4,628+191.6% | $4,779+182.4% |
| Participant deferral / active EE | $13,783 | $6,800+102.7% | $6,426+114.5% | $5,609+145.7% |
| Admin fee / account holder | $3,427 | $10,917-68.6% | $9,285-63.1% | $10,828-68.4% |