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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,337 | $135,956+146.7% | $123,894+170.7% | $273,972+22.4% |
| Participation rate | 93.8% | 84.1%+9.7pp | 81.4%+12.3pp | 83.0%+10.7pp |
| Annual return | 10.91% | 56.63%-45.7pp | 47.52%-36.6pp | 41.46%-30.5pp |
| Employer contribution / active EE | $11,283 | $5,170+118.3% | $4,617+144.4% | $4,869+131.7% |
| Participant deferral / active EE | $9,067 | $6,343+43.0% | $5,984+51.5% | $5,287+71.5% |
| Admin fee / account holder | $2,661 | $9,817-72.9% | $8,357-68.2% | $10,133-73.7% |