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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $80,207 |
FINANCIAL ENGINES5+ years Service code 27 · EIN 94-3250323 | Advisory (Plan) | $77,951 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,001 | $108,617+63.9% | $108,421+64.2% | $93,010+91.4% |
| Participation rate | 97.0% | 83.1%+13.9pp | 80.1%+16.9pp | 73.9%+23.1pp |
| Annual return | 16.37% | 21.63%-5.3pp | 905.61%-889.2pp | 158.70%-142.3pp |
| Employer contribution / active EE | $7,836 | $3,249+141.2% | $3,560+120.1% | $2,705+189.7% |
| Participant deferral / active EE | $9,945 | $7,885+26.1% | $6,564+51.5% | $4,561+118.1% |
| Admin fee / account holder | $85 | $94-8.7% | $7,298-98.8% | $152-43.7% |