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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,695 | $113,941-27.4% | $94,228-12.2% | $125,388-34.0% |
| Participation rate | 37.5% | 82.9%-45.4pp | 78.8%-41.3pp | 83.2%-45.7pp |
| Annual return | 1.19% | 5.29%-4.1pp | 10.68%-9.5pp | 282.24%-281.1pp |
| Employer contribution / active EE | $1,299 | $4,727-72.5% | $3,587-63.8% | $4,866-73.3% |
| Participant deferral / active EE | $1,977 | $5,179-61.8% | $4,320-54.2% | $5,352-63.1% |
| Admin fee / account holder | $1,008 | $8,392-88.0% | $6,269-83.9% | $9,541-89.4% |