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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,573 | $118,708-43.9% | $98,920-32.7% | $158,966-58.1% |
| Participation rate | 78.6% | 77.8%+0.7pp | 76.0%+2.5pp | 82.0%-3.4pp |
| Annual return | 13.15% | 372.49%-359.3pp | 196.47%-183.3pp | 302.95%-289.8pp |
| Employer contribution / active EE | $571 | $3,334-82.9% | $2,689-78.8% | $4,762-88.0% |
| Participant deferral / active EE | $3,186 | $5,089-37.4% | $4,245-25.0% | $5,983-46.8% |
| Admin fee / account holder | $898 | $10,134-91.1% | $6,643-86.5% | $11,250-92.0% |