Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,902 | $89,370+34.2% | $141,197-15.1% | $72,976+64.3% |
| Participation rate | 34.3% | 75.1%-40.8pp | 82.5%-48.2pp | 69.5%-35.2pp |
| Annual return | 16.99% | 111.88%-94.9pp | 71.41%-54.4pp | 81.02%-64.0pp |
| Employer contribution / active EE | $592 | $3,115-81.0% | $4,736-87.5% | $2,440-75.7% |
| Participant deferral / active EE | $2,328 | $5,419-57.0% | $6,710-65.3% | $3,608-35.5% |
| Admin fee / account holder | $767 | $5,957-87.1% | $10,265-92.5% | $5,124-85.0% |