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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,189 | $157,276-37.6% | $141,177-30.4% | $152,885-35.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | -3.70% | 64.33%-68.0pp | 71.40%-75.1pp | 345.39%-349.1pp |
| Employer contribution / active EE | $6,074 | $5,262+15.4% | $4,736+28.3% | $4,763+27.5% |
| Participant deferral / active EE | $6,777 | $7,110-4.7% | $6,710+1.0% | $5,851+15.8% |
| Admin fee / account holder | $51,505 | $12,123+324.9% | $10,263+401.8% | $11,598+344.1% |