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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,006 | $150,445-68.8% | $136,297-65.5% | $147,585-68.2% |
| Participation rate | 75.0% | 84.4%-9.4pp | 81.9%-6.9pp | 82.8%-7.8pp |
| Annual return | 21.43% | 1049.14%-1027.7pp | 5156.16%-5134.7pp | 578.57%-557.1pp |
| Employer contribution / active EE | $6,245 | $5,256+18.8% | $4,696+33.0% | $4,876+28.1% |
| Participant deferral / active EE | $5,457 | $6,631-17.7% | $6,247-12.6% | $5,439+0.3% |
| Admin fee / account holder | $3,676 | $10,906-66.3% | $9,244-60.2% | $10,885-66.2% |