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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,940 | $88,702+270.8% | $81,780+302.2% | $145,978+125.3% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 9.17% | 1029.12%-1020.0pp | 776.27%-767.1pp | 550.52%-541.4pp |
| Employer contribution / active EE | $14,339 | $3,084+364.9% | $2,914+392.1% | $4,662+207.6% |
| Participant deferral / active EE | $12,253 | $4,645+163.8% | $4,321+183.6% | $6,690+83.2% |
| Admin fee / account holder | $3,166 | $8,414-62.4% | $7,384-57.1% | $13,400-76.4% |