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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,795 | $99,345+116.2% | $84,753+153.4% | $273,972-21.6% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 4.40% | 22.93%-18.5pp | 22.78%-18.4pp | 41.46%-37.1pp |
| Employer contribution / active EE | $1,178 | $4,214-72.1% | $3,574-67.1% | $4,869-75.8% |
| Participant deferral / active EE | $247 | $4,270-94.2% | $3,712-93.4% | $5,287-95.3% |
| Admin fee / account holder | $125,654 | $6,645+1790.8% | $5,333+2256.1% | $10,133+1140.1% |