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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,205 | $107,809-11.7% | $90,657+5.0% | $135,379-29.7% |
| Participation rate | 22.7% | 78.0%-55.3pp | 74.0%-51.3pp | 82.6%-59.9pp |
| Annual return | -5.32% | -0.90%-4.4pp | 1.89%-7.2pp | 519.79%-525.1pp |
| Employer contribution / active EE | $353 | $3,018-88.3% | $2,532-86.0% | $4,779-92.6% |
| Participant deferral / active EE | $659 | $3,872-83.0% | $3,424-80.8% | $5,609-88.3% |
| Admin fee / account holder | $64,191 | $5,931+982.3% | $4,994+1185.3% | $10,828+492.8% |