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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,607 | $113,338+24.1% | $94,993+48.0% | $147,586-4.7% |
| Participation rate | 26.1% | 78.0%-51.9pp | 73.9%-47.8pp | 82.8%-56.7pp |
| Annual return | 17.74% | 20.80%-3.1pp | 27.14%-9.4pp | 578.59%-560.9pp |
| Employer contribution / active EE | $359 | $3,160-88.6% | $2,603-86.2% | $4,876-92.6% |
| Participant deferral / active EE | $655 | $3,777-82.7% | $3,317-80.2% | $5,439-88.0% |
| Admin fee / account holder | $1,381 | $6,063-77.2% | $4,960-72.2% | $10,886-87.3% |