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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,618 | $101,618+57.1% | $93,063+71.5% | $137,256+16.3% |
| Participation rate | 42.9% | 74.9%-32.1pp | 72.1%-29.3pp | 80.0%-37.1pp |
| Annual return | 12.21% | 223.95%-211.7pp | 34.15%-21.9pp | 220.34%-208.1pp |
| Employer contribution / active EE | $975 | $2,707-64.0% | $2,476-60.6% | $4,156-76.5% |
| Participant deferral / active EE | $2,151 | $4,279-49.7% | $3,958-45.7% | $6,407-66.4% |
| Admin fee / account holder | $3,942 | $6,198-36.4% | $6,033-34.7% | $12,270-67.9% |