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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,618 | $125,778+26.9% | $114,563+39.3% | $154,746+3.1% |
| Participation rate | 42.9% | 75.2%-32.3pp | 72.9%-30.0pp | 80.7%-37.8pp |
| Annual return | 12.21% | 295.14%-282.9pp | 241.09%-228.9pp | 172.34%-160.1pp |
| Employer contribution / active EE | $975 | $2,806-65.3% | $2,592-62.4% | $4,379-77.7% |
| Participant deferral / active EE | $2,151 | $4,445-51.6% | $4,142-48.1% | $6,730-68.0% |
| Admin fee / account holder | $3,942 | $8,190-51.9% | $7,623-48.3% | $14,365-72.6% |