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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,599 | $180,749+24.8% | $160,784+40.3% | $137,256+64.4% |
| Participation rate | 33.3% | 80.0%-46.6pp | 77.0%-43.6pp | 80.0%-46.6pp |
| Annual return | 18.98% | 2234.46%-2215.5pp | 1803.92%-1784.9pp | 220.34%-201.4pp |
| Employer contribution / active EE | $867 | $4,155-79.1% | $3,733-76.8% | $4,156-79.1% |
| Participant deferral / active EE | $5,877 | $6,844-14.1% | $6,293-6.6% | $6,407-8.3% |
| Admin fee / account holder | $801 | $10,397-92.3% | $9,717-91.8% | $12,270-93.5% |