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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,607 | $211,224-18.3% | $178,505-3.3% | $145,897+18.3% |
| Participation rate | 50.0% | 80.8%-30.8pp | 77.1%-27.1pp | 80.3%-30.3pp |
| Annual return | 12.62% | 30.28%-17.7pp | 27.16%-14.5pp | 552.29%-539.7pp |
| Employer contribution / active EE | $1,352 | $4,577-70.5% | $3,955-65.8% | $4,663-71.0% |
| Participant deferral / active EE | $10,750 | $6,966+54.3% | $6,280+71.2% | $6,689+60.7% |
| Admin fee / account holder | $603 | $12,109-95.0% | $10,428-94.2% | $13,390-95.5% |