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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,607 | $211,239-18.3% | $178,528-3.3% | $145,877+18.3% |
| Participation rate | 50.0% | 80.8%-30.8pp | 77.1%-27.1pp | 80.3%-30.3pp |
| Annual return | 12.62% | 30.22%-17.6pp | 27.11%-14.5pp | 551.28%-538.7pp |
| Employer contribution / active EE | $1,352 | $4,570-70.4% | $3,950-65.8% | $4,663-71.0% |
| Participant deferral / active EE | $10,750 | $6,963+54.4% | $6,278+71.2% | $6,691+60.7% |
| Admin fee / account holder | $603 | $12,095-95.0% | $10,419-94.2% | $13,402-95.5% |