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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,827 | $100,811+12.9% | $86,698+31.3% | $134,545-15.4% |
| Participation rate | 60.0% | 79.0%-19.0pp | 76.6%-16.6pp | 81.2%-21.2pp |
| Annual return | -14.99% | 29.11%-44.1pp | 35.96%-51.0pp | 418.37%-433.4pp |
| Employer contribution / active EE | $1,046 | $3,490-70.0% | $2,837-63.1% | $4,742-77.9% |
| Participant deferral / active EE | $5,400 | $5,339+1.1% | $4,656+16.0% | $6,401-15.6% |
| Admin fee / account holder | $4,720 | $10,926-56.8% | $7,492-37.0% | $11,431-58.7% |