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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,512 | $78,694-86.6% | $67,652-84.5% | $125,389-91.6% |
| Participation rate | 60.0% | 78.8%-18.8pp | 75.7%-15.7pp | 83.2%-23.2pp |
| Annual return | -4.94% | 9.46%-14.4pp | 6625.40%-6630.3pp | 282.24%-287.2pp |
| Employer contribution / active EE | $1,393 | $3,044-54.2% | $2,266-38.5% | $4,866-71.4% |
| Participant deferral / active EE | $3,500 | $4,292-18.5% | $3,560-1.7% | $5,352-34.6% |
| Admin fee / account holder | $60 | $7,403-99.2% | $4,821-98.8% | $9,541-99.4% |