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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,372 | $100,895-39.2% | $90,430-32.1% | $158,950-61.4% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 14.77% | 1725.54%-1710.8pp | 1293.73%-1279.0pp | 302.91%-288.1pp |
| Employer contribution / active EE | $7,760 | $3,689+110.4% | $3,262+137.9% | $4,762+63.0% |
| Participant deferral / active EE | $8,886 | $4,347+104.4% | $3,963+124.2% | $5,983+48.5% |
| Admin fee / account holder | $3,069 | $6,505-52.8% | $5,613-45.3% | $11,248-72.7% |