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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,763 | $106,247-56.0% | $96,515-51.5% | $139,466-66.5% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 18.74% | 38.47%-19.7pp | 35.73%-17.0pp | 373.66%-354.9pp |
| Employer contribution / active EE | $3,748 | $4,106-8.7% | $3,740+0.2% | $4,754-21.2% |
| Participant deferral / active EE | $7,434 | $5,456+36.3% | $4,880+52.3% | $6,712+10.8% |
| Admin fee / account holder | $457 | $7,885-94.2% | $6,735-93.2% | $11,409-96.0% |