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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,906 | $124,330-63.9% | $109,173-58.9% | $167,536-73.2% |
| Participation rate | 87.5% | 79.5%+8.0pp | 75.9%+11.6pp | 82.1%+5.4pp |
| Annual return | 5.84% | 26.04%-20.2pp | 25.75%-19.9pp | 478.82%-473.0pp |
| Employer contribution / active EE | $13,755 | $4,209+226.8% | $3,723+269.5% | $4,839+184.3% |
| Participant deferral / active EE | $11,798 | $5,256+124.5% | $4,654+153.5% | $6,342+86.0% |
| Admin fee / account holder | $46,573 | $7,974+484.1% | $6,755+589.5% | $12,315+278.2% |