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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,376 | $52,279+69.0% | $89,400-1.1% | $79,858+10.7% |
| Participation rate | 96.8% | 57.5%+39.2pp | 68.0%+28.8pp | 69.6%+27.1pp |
| Annual return | 19.11% | 22.16%-3.1pp | 245.64%-226.5pp | 31.72%-12.6pp |
| Employer contribution / active EE | $20,294 | $1,572+1191.3% | $2,586+684.8% | $2,471+721.3% |
| Participant deferral / active EE | $3,529 | $2,740+28.8% | $3,890-9.3% | $3,740-5.7% |
| Admin fee / account holder | $28,273 | $3,356+742.4% | $4,882+479.1% | $5,306+432.9% |