Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIRST GREAT-WEST LIFE & ANNUITY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $11,644 |
ERP RETIREMENT SERVICES2 years Service code 13 135 PINELAWN ROAD · MELVILLE, NY 11747 | Contract Administrator | $105 |
EQUITABLE ADVISORS LLC1 year Service code 55 1290 AVENUE OF THE AMERICAS · NEW YORK, NY 10104 | Other Commissions | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,216 | $39,948+65.8% | $89,414-25.9% | $73,412-9.8% |
| Participation rate | 4.0% | 50.4%-46.4pp | 68.0%-64.0pp | 72.2%-68.2pp |
| Annual return | 14.29% | 50.12%-35.8pp | 245.50%-231.2pp | 59.30%-45.0pp |
| Employer contribution / active EE | $146 | $1,200-87.8% | $2,586-94.3% | $2,234-93.5% |
| Participant deferral / active EE | $407 | $2,193-81.4% | $3,890-89.5% | $3,806-89.3% |
| Admin fee / account holder | $420 | $134+212.6% | $4,883-91.4% | $158+165.8% |