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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,531 | $82,288-73.8% | $68,794-68.7% | $134,509-84.0% |
| Participation rate | 53.3% | 75.1%-21.7pp | 69.0%-15.7pp | 81.2%-27.9pp |
| Annual return | -10.99% | -2.19%-8.8pp | -6.37%-4.6pp | 418.13%-429.1pp |
| Employer contribution / active EE | $1,427 | $3,301-56.8% | $2,656-46.3% | $4,741-69.9% |
| Participant deferral / active EE | $2,510 | $4,738-47.0% | $3,941-36.3% | $6,400-60.8% |
| Admin fee / account holder | $95,943 | $6,482+1380.2% | $4,934+1844.3% | $11,427+739.6% |