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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,991 | $165,381+6.4% | $149,730+17.5% | $158,966+10.7% |
| Participation rate | 50.0% | 84.6%-34.6pp | 82.5%-32.5pp | 82.0%-32.0pp |
| Annual return | 31.36% | 348.29%-316.9pp | 276.70%-245.3pp | 302.95%-271.6pp |
| Employer contribution / active EE | $925 | $5,104-81.9% | $4,645-80.1% | $4,762-80.6% |
| Participant deferral / active EE | $8,970 | $7,182+24.9% | $6,843+31.1% | $5,983+49.9% |
| Admin fee / account holder | $123 | $10,809-98.9% | $9,310-98.7% | $11,250-98.9% |