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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,722 | $148,623-29.5% | $135,974-23.0% | $139,466-24.9% |
| Participation rate | 71.4% | 83.9%-12.4pp | 81.9%-10.5pp | 80.3%-8.9pp |
| Annual return | 18.11% | 79.30%-61.2pp | 68.30%-50.2pp | 373.66%-355.6pp |
| Employer contribution / active EE | $2,853 | $5,246-45.6% | $4,859-41.3% | $4,754-40.0% |
| Participant deferral / active EE | $12,296 | $8,103+51.8% | $7,760+58.5% | $6,712+83.2% |
| Admin fee / account holder | $472 | $12,406-96.2% | $10,767-95.6% | $11,409-95.9% |