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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,686 | $138,102-42.3% | $125,381-36.4% | $134,532-40.8% |
| Participation rate | 75.0% | 84.5%-9.5pp | 82.4%-7.4pp | 81.2%-6.2pp |
| Annual return | -17.85% | 750.73%-768.6pp | 572.31%-590.2pp | 418.27%-436.1pp |
| Employer contribution / active EE | $2,295 | $5,245-56.3% | $4,815-52.3% | $4,741-51.6% |
| Participant deferral / active EE | $8,385 | $7,801+7.5% | $7,448+12.6% | $6,401+31.0% |
| Admin fee / account holder | $423 | $11,568-96.3% | $10,007-95.8% | $11,429-96.3% |