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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,002 | $160,070-18.8% | $147,117-11.6% | $145,897-10.9% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 30.31% | 98.69%-68.4pp | 420.54%-390.2pp | 552.29%-522.0pp |
| Employer contribution / active EE | $3,013 | $5,285-43.0% | $4,932-38.9% | $4,663-35.4% |
| Participant deferral / active EE | $11,483 | $8,419+36.4% | $8,065+42.4% | $6,689+71.7% |
| Admin fee / account holder | $5,205 | $15,035-65.4% | $12,993-59.9% | $13,390-61.1% |