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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,275 | $105,145-52.2% | $94,664-46.9% | $139,466-64.0% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 15.21% | 38.09%-22.9pp | 156.84%-141.6pp | 373.66%-358.5pp |
| Employer contribution / active EE | $4,684 | $4,107+14.0% | $3,673+27.5% | $4,754-1.5% |
| Participant deferral / active EE | $3,525 | $7,599-53.6% | $7,417-52.5% | $6,712-47.5% |
| Admin fee / account holder | $1,735 | $8,972-80.7% | $7,222-76.0% | $11,409-84.8% |