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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,514 | $96,558-60.1% | $80,977-52.4% | $273,972-85.9% |
| Participation rate | 80.0% | 79.1%+0.9pp | 75.8%+4.2pp | 83.0%-3.0pp |
| Annual return | -0.11% | 15.14%-15.3pp | 17.11%-17.2pp | 41.46%-41.6pp |
| Employer contribution / active EE | $0 | $4,869-100.0% | $3,715-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $1,099 | $6,598-83.3% | $5,696-80.7% | $5,287-79.2% |
| Admin fee / account holder | $10,834 | $7,493+44.6% | $5,517+96.4% | $10,133+6.9% |