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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,540 | $54,674+104.0% | $76,089+46.6% | $74,429+49.9% |
| Participation rate | 40.6% | 60.3%-19.8pp | 69.1%-28.5pp | 67.2%-26.6pp |
| Annual return | 12.30% | 31.89%-19.6pp | 360.94%-348.6pp | 1368.38%-1356.1pp |
| Employer contribution / active EE | $867 | $1,781-51.3% | $2,690-67.8% | $2,625-67.0% |
| Participant deferral / active EE | $2,408 | $3,071-21.6% | $4,259-43.5% | $4,348-44.6% |
| Admin fee / account holder | $3,691 | $2,238+65.0% | $6,418-42.5% | $1,944+89.9% |