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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,540 | $54,558+104.4% | $76,051+46.7% | $74,400+49.9% |
| Participation rate | 40.6% | 60.3%-19.7pp | 69.1%-28.5pp | 67.2%-26.6pp |
| Annual return | 12.30% | 31.83%-19.5pp | 360.42%-348.1pp | 1367.51%-1355.2pp |
| Employer contribution / active EE | $867 | $1,778-51.2% | $2,690-67.8% | $2,624-67.0% |
| Participant deferral / active EE | $2,408 | $3,065-21.4% | $4,257-43.4% | $4,348-44.6% |
| Admin fee / account holder | $3,691 | $2,232+65.4% | $6,416-42.5% | $1,944+89.9% |