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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,129 | $84,685+21.8% | $73,836+39.7% | $125,389-17.8% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.4%+26.6pp | 83.2%+16.8pp |
| Annual return | -1.78% | 3123.80%-3125.6pp | 2268.06%-2269.8pp | 282.24%-284.0pp |
| Employer contribution / active EE | $7,509 | $3,123+140.4% | $2,787+169.4% | $4,866+54.3% |
| Participant deferral / active EE | $6,263 | $3,993+56.9% | $3,583+74.8% | $5,352+17.0% |
| Admin fee / account holder | $2,569 | $5,694-54.9% | $4,882-47.4% | $9,541-73.1% |