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| Provider | Service type | Compensation |
|---|---|---|
STRATEGIC ADVISORS, INC.8+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $23,960 |
WOJESKI & COMPANY CPAS PC2 years Service code 10 · EIN 14-1798364 | Accounting | $11,000 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$11,275 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,465 | $72,303+26.5% | $86,691+5.5% | $64,814+41.1% |
| Participation rate | 95.0% | 80.4%+14.6pp | 76.6%+18.4pp | 71.5%+23.5pp |
| Annual return | -17.44% | 392.77%-410.2pp | 35.94%-53.4pp | 32.84%-50.3pp |
| Employer contribution / active EE | $5,254 | $2,393+119.6% | $2,837+85.2% | $2,507+109.6% |
| Participant deferral / active EE | $8,580 | $4,660+84.1% | $4,656+84.3% | $4,310+99.1% |
| Admin fee / account holder | $19 | $174-89.3% | $7,492-99.8% | $188-90.0% |