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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,093 | $81,487+83.0% | $102,412+45.6% | $80,935+84.2% |
| Participation rate | 66.7% | 66.8%-0.2pp | 74.5%-7.8pp | 67.7%-1.0pp |
| Annual return | 25.52% | 25.60%-0.1pp | 24.94%+0.6pp | 35.66%-10.1pp |
| Employer contribution / active EE | $3,567 | $3,103+14.9% | $3,870-7.8% | $2,757+29.4% |
| Participant deferral / active EE | $7,431 | $3,871+92.0% | $5,060+46.9% | $4,299+72.8% |
| Admin fee / account holder | $9,217 | $6,717+37.2% | $8,388+9.9% | $6,924+33.1% |