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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,260 | $64,729+87.3% | $112,263+8.0% | $68,490+77.0% |
| Participation rate | 33.3% | 67.2%-33.8pp | 75.1%-41.7pp | 67.9%-34.6pp |
| Annual return | 0.00% | -11.40%+11.4pp | 27.49%-27.5pp | -7.85%+7.9pp |
| Employer contribution / active EE | $1,537 | $2,746-44.0% | $3,636-57.7% | $2,597-40.8% |
| Participant deferral / active EE | $3,159 | $3,566-11.4% | $4,729-33.2% | $4,028-21.6% |
| Admin fee / account holder | $2,803 | $5,222-46.3% | $6,410-56.3% | $5,403-48.1% |