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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,557 | $83,485+20.5% | $125,192-19.7% | $72,975+37.8% |
| Participation rate | 96.0% | 73.3%+22.7pp | 79.8%+16.2pp | 69.5%+26.5pp |
| Annual return | 5.73% | 25.77%-20.0pp | 43.79%-38.1pp | 81.01%-75.3pp |
| Employer contribution / active EE | $8,457 | $2,346+260.5% | $3,866+118.7% | $2,440+246.6% |
| Participant deferral / active EE | $0 | $3,586-100.0% | $4,937-100.0% | $3,608-100.0% |
| Admin fee / account holder | $23,877 | $5,518+332.7% | $9,704+146.1% | $5,124+366.0% |